Reducing spending is probably the most straightforward way to quickly increase your investing rate. One reason – all of the savings are “after tax.” My favorite resources are listed below.

1. Use Personal Capital to track your spending

You can’t manage what you don’t measure. The easiest way to see where and how much you can save is to track your spending. Personal Capital is my favorite financial tracker, and I use it to track my expenses, income, and net worth.


This website tracks amazon prices and lets you see the historical cost of certain items and identify (or set notifications) for good deals. This website is ideal for non-urgent purchases.

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